The Affordable Care Act (ACA) is a very controversial topic that I never quite understood until I got to read the supplemental chapter untitled “The Affordable Care Act: A Brief History, Assessment, and Future Challenges.” Throughout this paper, I will be answering five questions about the ACA. The first question has to do with listing and explaining three demographics that contributed to disparities in health insurance coverage prior to the ACA. There were many demographics that contributed to disparities in health insurance coverage in America prior to the adaption of the Affordable Care Act. Some of those demographics had to do with race, age, citizenship, or region of the country. One of them had to do with racial demographics, which …show more content…
Many Americans have their jobs because of the health insurance their employer provides. Therefore, when these individuals lose their jobs, they do not only lose that but their health insurance as well. Following, the third question, which has to do with the Democrats’ and Republicans’ views on the proper role of the government in the health care sector, as well as the “power struggle” in both House and Senate during the passage of the ACA. As Stated by, The Affordable Care Act: A Brief History, Assessment, and Future Challenges article state that the Democrats’ view that the government should play the primary role in “establishing and managing large government-funding social programs.” On the contrary, the Republicans’ believed that the government should not have that kind of power because it can be abused. They believe that the private sector should be the primary player (Jonas & Kovner, 2011). The main power-struggle in both House and Senate during the passage of the Affordable Care Act was the fact that neither could agree on passing the ACA. They were both working on their own bills and when they did not get approved, the Democrats’ tried bringing the two bills together. Although this was not a success, which leads to President Obama in presenting his own health care plan: the Affordable Care Act. There were many arguments against what was right and what wasn’t during this time as well, which will go on to our fourth question: the
Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.
The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.
Health Care reform is a major topic of discussion in today’s society, especially with the relatively novel release of the Patient Protection and Affordable Care Act (ACA) by the Obama administration. Historically, the health care system has disproportionally favored those of higher class and income, resulting in diminished health care for those that could not afford it. The Institute of Medicine’s (IOM) 2002 report, Unequal Treatment: Confronting Racial and Ethnic Disparities in Health Care, states that a lack of insurance substantially contributes to the proliferation of healthcare disparities. Furthermore, racial and ethnic minorities are most subject to these healthcare disparities because they are significantly more likely to be uninsured. (1) The history of health care reform in the United States, as it pertains to under-insured urban populations, will be discussed, with a specific emphasis on its impact on African-Americans; in addition, the modern resolutions to healthcare disparities will be assessed.
On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.
The goal of this paper is to explain the downfalls of Obamacare and share the stories of individuals affected negatively and directly by the approval of the policy. Although Obamacare set out with good intentions, many people are still left without health care coverage because of the constant revisions of the bill. There have been many taxes raised for the approval of this policy, and has caused problems for individuals who do not want coverage under Obamacare but would want coverage under a different company. Obamacare has helped some, but has caused other problems that would make it a bill that should be up for repeal.
The Affordable Care Act (ACA) is considered to be one of the most radical health care moves in legislation after Medicare. The reason being that it will provide universal health coverage to everyone regardless of circumstance. An evaluation of ACA’s influence on health care will be evaluated in this paper.
President Barack Obama signed the Affordable Care Act, into law on March 23rd 2010. Congress had tried for decades to pass health care reform, beginning with President Franklin Roosevelt. “Following President Obama’s inauguration, he used Democrat control of both the House of Representatives and the Senate to enact health care reform legislation, and granted the federal government control of over 16% of our nations economy” (Taylor 3). The law states that every American citizen is mandated to purchase health insurance. “If you choose not to obtain Health Insurance by January 2014, you will be penalized $95, or 1% of your income-whichever is greater” (Taylor 5). “The penalty rate for non-compliance will
President Obama signed The Affordable Care Act into law on March 23, 2010. The goal of the Affordable Care Act was to provide health care for all Americans and to help control the growth in health care spending. In addition to health insurance reforms, the Affordable Care Act includes tax provisions that affect individuals, families, businesses, insurers, tax-exempt organizations and government entities. These new tax provisions impact health insurance provided by employers.
Since the early days of our nation, our founding fathers thrived for change. At the peak of his election campaign, Barack Obama promised the change the country had been longing for. He promised a health care reform and new benefits. Many presidents elected after the signing of Roosevelt’s New Deal had tried to achieve health care reform but ultimately none succeeded. Obama promised change; his change came under the name of the Affordable Care Act, a bill that was filled with empty promises. The Affordable Care Act, nicknamed “Obamacare” was supposed to benefit all Americans but instead of helping our nation's citizens, it burdened them. It burdened them with higher taxes, less hours of work, and higher costs
Health insurance is one of the most important benefits a citizen can have in America. Some Americans who work acquire health insurance through their employers. But then, there are Americas who do not work and therefore, are unable to have health insurance. The Affordable Care Act was signed into law on March 23, 2010 by President Obama and the United States Congress, (North Carolina’s Institute of Medicine, 2012). This paper will focus on the impact of the
The affordable care act was passed by congress and then signed into law by the President on March 23, 2010. On June 28th 2012 the Supreme Court rendered a final decision on the law. The affordable care act also known as the health care law offers clear choices for consumers and provides new ways to hold insurance companies accountable.
The Affordable Care Act has many pros and cons in requiring United States citizens to have insurance. Many people believe that requiring health insurance should be left for the people to decide, and that the government should not have a role in this industry while other people believe the government should require citizens to have health insurance. How important is it that everyone has health insurance? Some groups of people will benefit more from being required to have insurance, especially the lower and middle class citizens. There are many different perspectives when it comes to the requiring of health insurance like gender, class, age, but most importantly race. I will examine the African American perspective, and the pros and cons of required health insurance. I
The Kaiser Health Tracking Poll Approaches the polling process with a representative nature that does its best to promote the affordable Health Care Act. It seems to attempt a focus on the lack of knowledge that people have about the affordable healthcare act. Examples of this include the March 31st deadline “As the clock ticks down on open enrollment for new coverage options under the Affordable Care Act (ACA), the latest Kaiser Health Tracking Poll finds that six in ten of the uninsured are unaware of the March 31 deadline to sign up for coverage. When reminded of the deadline and the fine for not getting covered, half of those who lack coverage as of mid-March say they plan to remain uninsured”(Kaiser Poll).
In the first reading by Sarah Helene Duggin, compared the Obama care reform introduced by Obama and the New Deal reform introduced by Roosevelt. She highlights how these two reform are similar because in both there are two categories of people. There is people are favorable to the reform while other see the reform as a threat. For Sarah, these two cases have brought up major constitutional principles such as the separation of powers, taxing and spending power and Commerce Power. Finally, the author demonstrate that the opponent is these two reforms seems to be the business sector which see the reform as a threat for the economy. Nonetheless, the author claimed that the best way to ensure political accountability to the ACA is to allow the political process to take its course in congress and believe that constitutional question relative to federalism over individual power and limit of federal power shouldn’t impact the healthcare reform.
Obama Care, as most would call it, was passed by the United States Senate, approved by the House of