In 2010, President Obama signed the Patient Protection and Affordable Care Act (PPACA). With this act in place, president Obama promised that he would make quality, affordable health care not a privilege, but a right. Before the Patient Protection and Affordable Care Act was signed into law, “over 30 million Americans were currently without health care coverage for themselves and their families.” Said Toni Scherling, a nurse practitioner at the North Memorial Hospital in Maple Grove Minnesota. Imagine how your life would be like if you were one of million Americans that needs medical coverage, but could not afford it.
Having health care coverage is important for several reasons. Not having health care coverage can have serious health
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According to the RAND report, 16 percent of the United States population were suffering from being without a universal health care plan like the Patient Protection and Affordable Care Act. The RAND Corporation Health Coverage also stated that most of the population that were suffering from being without a universal health care plan consists of people who are relatively poor and almost one third of them are between the ages of eighteen and thirty-four. What we need as a nation is a coverage for all under one large plan. A universal health care system like the Patient Protection and Affordable Care Act would surely address this problem. The Patient Protection and Affordable Care Act is a health care reform that improves access to affordable health coverage for everyone and protect consumers from abusive insurance company practices. Toni Scherling, a nurse practitioner I’ve interviewed informed me that in the past, insurance companies would take advantage of their clients: “They could deny coverage to children who had asthma or were born with a heart defect and could put a lifetime cap on the amount of care they would pay for. (Nurse Scherling)” The Affordable Care Act (ACA) is not only doing what it was intended to do, increasing access to quality health care, the act has surpassed expectations. Studies show that the ACA is significantly reducing the number of uninsured people across
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or, more commonly, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law mandates United States citizens to obtain health insurance coverage and businesses of 50 or more full time employees) to provide health insurance to its’ employees. Should you not be covered, a penalty will be imposed.
The Patient Protection and Affordable Care Act was signed into law by President Barack Obama in March of 2010. This law provides equal access to medical care, lowered health care costs and eliminates denial of coverage of pre-existing conditions to the millions of the uninsured and insured Americans that were without and denied health care coverage. Patients who were denied coverage due to pre-existing conditions can now look forward to relief and great improvement because their illness is covered in the new policy, and care is now provided for them at next to minimal cost (Stehly,
The Patient Protection and Affordable Care Act of 2010 (PPACA) was designed to decrease health care costs and require health care access to all U.S. citizens. The Act has the potential for reducing the cost of health care in the United States; however, with many risks which could possibly strain the health care system, increase debt, and decrease the quality of care many are concerned.
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
On 3/23/2010, President Obama signed the Patient Protection and Affordable Care Act into law, one of the most difficult reforms of the United States medical system in the last forty four years. The Affordable care act changed the non group insurance market in the U.S., regulates that residents have health care coverage, greatly expands public insurance & subsidizes private insurance, raises revenues from a variety of new taxes, & reduces and
The Patient Protection and Affordable Care Act (PPACA), commonly called the Affordable Care Act (ACA), or as it’s more affably known, Obamacare, was signed into law by President Barack Obama
The Patient Protection and Affordable Care Act (PPACA), commonly called Obamacare, or the Affordable Care Act (ACA), is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (Martin, 2015). It is designed for Americans to have insurance or be penalized with 1% of your income for the beginning of last year and will raise up towards 2.5% by the beginning of 2016. Also, health care reform was created to fix our health care systems since the cost of the systems is increasing every year in price. The goal of ACA is to help out the insured with being provided with quality care through health care organizations. Thus the ACA is intended to prevent the uninsured from catastrophic medical expenses which not only
Patient protection and affordable care act was enacted in 2010 with the main purpose of minimizing the cost, improving the obtainability and affordability of health insurance. Uninsured rate will decreased at a faster rate.. It will achieve healthcare reachability to as many people as by extending public and private insurance. The Affordable act has included following: any one with pre-existing condition can not be denied of coverage, children under 26 may be eligible for coverage under their parents insurance, insurance companies can not cancel your coverage due to withdrawals.
In the first quarter of 2016 the Patient Protection and Affordable Care Act (PPACA) legislation has lead to 20 million Americans gaining healthcare coverage, and a record low uninsured rate of 8.6 percent (U. S. Department of Health & Human Services [DHHS], 2016). Yet the verdict is out on whether the PPACA has been an improvement or a liability holding back the United States (US) healthcare system’s potential. The legislation was first integrated as a guide to the US healthcare system when it was signed by President Barack Obama on March 23, 2010 (Rosenbaum, 2011). It planned to fulfill goals of improving access, affordability, and quality in healthcare (U. S. Department of Health & Human Services [DHHS], 2015). Full implementation of the healthcare reform was established on January 1, 2014, marking the start of individual and employer responsibility provisions, state health insurance exchanges, Medicaid expansions, and individual and small-employer group subsidies (Rosenbaum, 2011). As a whole the PPACA intended to “reframe the financial relationship between Americans and the health-care system to stem the health insurance crisis that has enveloped individuals, families, communities, the health-care system, and the national economy” (Rosenbaum, p. 131, para. 2). While the legislation has not fully
This is another problem the United States faces by not having Universal healthcare. Formosa Post stated, “ It should be considered a basic human right, in which the nation ensures that every person is covered by equal healthcare, regardless of age, gender, or income.” When insurance companies determine what health care is covered, that can be very limiting to people who need the care or could die. Having Universal healthcare, the government would pay for the services, which would prevent medical bankruptcies, because the people are not paying. Procon.org states, “ About 62% of all US bankruptcies were related to medical expenses in 2007, and 78% of these were filed by people who already had medical insurance.” This is a huge problem that the government needs to
Health care ensures protection. When a person is plagued with a malady or injury, he/she will often seek medical treatment to be cured of his/her ailments. Attending the hospital for treatment can be expensive, and as a result, difficult for patients to pay their receipts. Health care corporations provide insurance that helps pay for their customer’s medical bills; consequently, they protect their customer’s finances and savings from overwhelming depreciations. Proposed by the United States House of Representatives and greatly supported by the 44th president, Barack Obama, from whom it earned the monicker “ObamaCare”, the Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010; the PPACA’s purpose is to reform
The Patient Protection and Affordable Care Act contains a number of different provisions that seek to alter in certain ways the payment of health care services in the United States. There are several key provisions in the Act that seek to achieve this outcome. The first key provision is the expand access to insurance coverage. This is achieved by requiring employers to cover their workers; and to require all individuals to have health insurance or pay a penalty. This last clause was the subject of a Supreme Court ruling, wherein the clause was found to be within the bounds of the Constitution. There is also expanded coverage of young adults on their parents' plans, and expanded Medicaid coverage as well.
According to World Health Organization, “Universal Health Coverage means that all people and communities can use the promotive, preventive, curative, rehabilitative and palliative health services they need, of sufficient quality to be effective, while also ensuring that the use of these services does not expose the user to financial hardship”. (WHO.int) By doing so, we give the people the opportunity to be equal to the rest of the society. Since the cost of a healthcare plan is beyond most people’s budget in the United States, the average person spends more money on healthcare insurance than groceries and housing together. This condition leads many to have no coverage at all. In fact, there are over 45 million uninsured residents in the U.S. in it
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
As Americans, do we not have the right to provide and protect our families? The Declaration of Independence guarantees us the right to life, liberty and the pursuit of happiness. In order to secure these American rights, our families need to be healthy, but unfortunately many Americans had not had the ability to obtain or pay the costs of health care insurance. Finally, in 2010, the largest overhaul of the health care system since Medicare began with legislation for The Patient Protection and Affordable Care Act(PPACA), also known as Affordable Care Act(ACA) or commonly identified as Obama Care. This legislation supports American families that had never participated in a health care program or