The Rise Of Identity Theft

1. Case Study:  “Don’t Let Crooks Steal Your Identity: How to Protect Yourself-and Your Credit Rating” (p. 225)

7 percent of all U.S. residents aged 16 and older were victims of identity theft, thats 17.6 million persons. Out of the 17.6 million people, about 8.6 million people had their stolen credit card info used or an attempt was made to use the info in various ways. Which is up 7.7 million victims in 2012. Females were targeted more than males (9.2 million vs. 8.3 million). By race percentages of group targeted were White ( 13,264,100, or 8%), Hispanics/Latinos ( 1,789,800, or 4.9%), Black/African American ( 1,407,700 or 4.7%). The largest age bracket hit was 50-64 year olds ( 5,061,100

Whether you have been a victim of identity theft or not, the author of the article “Identity Theft Is a Growing Danger” has educated a neutral audience about the different ways identities are stolen. Overall, the article used pathos effectively to support the identity theft claim by capturing quotes from actual identity theft victims and the author utilized scare tactics to inform the neutral audience about the various ways that identity theft can happen and to help protect their identity on and offline. Based on the article, scare tactics were used to heighten awareness about identity theft, the author wrote about educating on the growing danger of identity theft using a pathos approach, and the article was effective by listing out all

Dr. Deming, identity theft is when someone steals your personal information such as your social security number or name (Brown, DeHayes, Hoffer, Martin & Perkins, 2012). Once the theft obtains one’s information, one uses it to create a fraudulent documents such as credit applications, income taxes, and other items. These actions can damage your credit and it cost one money and time to restore their name to good status. There are different type of identity theft that can occur. Those are: child, tax, medical, senior, or social theft (Kess, Grimaldi, Revels, 2017). When clearing your name of identity theft, one must contact each vendor where fraudulent activity has occurred. Also, one must report it to the proper law enforcement and the federal

(Douglas, n.d.) Approximately 15 million United States residents have their identities used fraudulently each year with financial losses totaling upwards of $50 billion. The site further goes on to say, on a case-by-case basis, that approximately 7% of all adults have their identities misused with each instance

Identity theft/fraud is becoming a major threat to the Australian community as technology advances. This section of crime produces substantial profits for offenders and causes considerable financial and emotions harm to the victims (Australian federal police, 2014). With this increasing alarm around identity theft/fraud in Australia, there has to be strong legal actions available to counteract the issue. Identity theft/fraud can be defined as a crime of obtaining the personal or financial information of another person for the sole purpose of assuming that person’s name or identity in order to gain benefit (investopedia, 2014). This essay will extensively discuss the current laws/legislations implemented for identity theft/fraud, the key stakeholders involved in the issue and an overview around the effectiveness of the current laws/legislations. After thoroughly analysing the current legislations used to counteract the threat of identity theft/fraud, it will be clear which aspects of the legislations are working efficiently and which aspects are proving inefficient for the Australian government.

Watching the “Identity Theft” playlist on HCC'S Finical Aid TV's web page taught me many new things and ultimately, tips on how I can benefit from this new information.

An estimated nine million Americans have their identities stolen each year. Identity thieves may drain accounts, damage credit, and even put medical treatment at risk. The cost to business — left with unpaid bills racked up by scam artists — can be staggering, too.

The following report is intended to discuss and address the effectiveness of recent and current approaches to the concerns of identity theft in the greater Southern California area. As a senior officer of the ECSU (Electronic Crime Scene Unit) in San Bernardino County, CA, it is my goal to assess and evaluate areas of concern in an effort to correct and improve identity theft detection and prevention programs locally and abroad. Our national security begins at home; in our communities, our schools, and our business.

This article by Jamie white was made in purpose is to inform everyone on how identity theft has really affected the United States. Its show all the number of people effect in 2014. Give numbers on complaints the FTC received. She tells you also about credit card fraud that had conspired in the year of 2014. She also informs you of the main targeted group ages to watch out for and simple helpful tips on what to look for.

1). College students are at an increased risk of identity theft because our educational system fails to teach personal finance. Collegians participate in risky transactions, are carefree with their personal information, are uneducated about how identity theft occurs, and know little about its ramifications.

It’s a good life. I’m married, I have a good job, lovely kids, and nothing to worry about. The daily routine is pretty simple. I get out of bed, go to work, come back home, and the repeat. Turns out that this particular day wasn’t as simple as it normally is. On my way to work, I notice that my gas tank was low so I stopped by the gas station to fill up. After I swiped my card to pay for the gas, the screen had a message saying, “Card Declined.” This couldn’t have been right because I do all my payments. I enter the store in the gas station and complain to the man at the desk that this was some sort of mistake. At the end of the argument, I end up getting my card cut in half by the man at the counter and bolted out of the door with extreme anger.

One of the major downfalls of identity theft is the fact that, in most cases, it takes the victim a large amount of time before noticing there has been a robbery. The best way to keep an eye on your identity is too closely monitor your credit report on a monthly basis. For example, the report will advise you of your credit score. If there has been a major change, you should investigate further to find out why there has been a change in your credit rating. Additionally, paying close attention to your monthly bank statements and credit card statements will warn you if there have been any charges completed that you were not aware of. A faster way to manage the review of your statements would be to view them online on a daily or weekly basis to

Identity theft is the fastest growing fraud crime in America (Finklea, 2009). Gaining knowledge in preventing theft will better the economy and lower the crime rates in America. There are reported 9.9 million victims of identity theft and this number is increasing rapidly as the years go on. It has been reported that an estimate of fifty billion dollars has been charged to our consumers every year due to identity theft (Finklea, 2009).

How do you secure your identity with the Internet developing faster than can be protected? Attempting to stay ahead of the hackers and attackers has been a contentious effort since the Internet’s earliest days as a research project. Today, after thirty years of prolific development, security concerns have only increased. Designing computer systems and devices which are capable of resisting attack from within, while growing and evolving at an epidemic rate is almost an impossible endeavor. Today, identity theft is the nation’s fastest growing white collar crime and preys upon the financial resources and reputations of its victims to include children and deceased. In many