This assignment is to use your knowledge of Chap 1-5 to generate the following amortization table in a file given user’s input of loan amount, annual interest rate, term or number of years, and additional principal the borrower is willing to pay per month. You’ll use the formula of the monthly Payment as follows: monthlyPayment = (loanAmount * annualInterest/12)/(1- 1/pow(1+annualInterest/12,numberOfYears*12)) Then, you can use the following formula to compute Principal, Interest and Balance for the ith month. Balance(0) = Loan Amount; Actual Payment = Monthly Payment + Additional Principal Interest(i) = Balance(i-1) * Annual Interest Rate/12; Principal(i) = Actual Payment – Interest(i) Balance(i) = Balance(i-1) – Principal(i) When additional principal is greater than 0, it means that the loan will be paid off earlier than the loan term. So, your amortization table should end when the balance becomes zero or negative. So, when the balance is less than the actual payment, the next month’s principal is the same as the previous month’s balance, a

This assignment is to use your knowledge of Chap 1-5 to generate the following amortization table in a file given user’s input of loan amount, annual interest rate, term or number of years, and additional principal the borrower is willing to pay per month. You’ll use the formula of the monthly Payment as follows: monthlyPayment = (loanAmount * annualInterest/12)/(1- 1/pow(1+annualInterest/12,numberOfYears12)) Then, you can use the following formula to compute Principal, Interest and Balance for the ith month. Balance(0) = Loan Amount; Actual Payment = Monthly Payment + Additional Principal Interest(i) = Balance(i-1) Annual Interest Rate/12; Principal(i) = Actual Payment – Interest(i) Balance(i) = Balance(i-1) – Principal(i) When additional principal is greater than 0, it means that the loan will be paid off earlier than the loan term. So, your amortization table should end when the balance becomes zero or negative. So, when the balance is less than the actual payment, the next month’s principal is the same as the previous month’s balance, a

Np Ms Office 365/Excel 2016 I Ntermed

1st Edition

ISBN:9781337508841

Author:Carey

Publisher:Carey

Chapter3: Performing Calculations With Formulas And Functions

Section: Chapter Questions

Problem 2.11CP

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