Capital adequacy ratio

performance of the SDB is assessed through its asset quality, earnings capability and capital adequacy. The suitability of the stake at 1.6 times the book value is also considered. All graphs and exhibits mentioned in the report are in the appendix. It should be noted that the analysis of this investments are purely done on information provided in the case study so limitations apply. Asset Quality The non-performing loans ratio (NPL) of SDB was firstly examined, with reference to exhibit 10, to determine

Table of Contents Executive Summary 1 1. Shenzhen Development Bank Financial Performance 2 1.1 Asset Quality 1.1.2 Non-Performing Loans Ratios 1.1.3 Loan Loss Reserves Level 1.2 Earnings Capability 3 1.2.1 Time Trends 1.2.2 Overall Financial Performance 1.3 Capital Adequacy 4 1.3.1 Capital Ratios 1.3.2 Well Capitalised 2. Appropriateness of Newbridge’s Valuation 5 2.1 The Right to Appoint CEO and 8/15 Board Members 2.2 Foreign Banks and Investors 2.3 Valuation Multiples Concluding

Introduction In this report, I will analyze the financial performance of SDB by comparing it with its industry peers. SDB’s asset quality, earnings capability and capital adequacy are the three aspects I will pay attention to when evaluate its financial performance. Then I will discuss whether it is appropriate for Newbridge to pay 1.6 times book value for 18% shares in SDB. And what is appropriate range for the price Newbridge can offer. The objective of this report it to assist Newbridge

of CAMEL model: 1. CAPITAL ADEQUACY: (A) Capital Risk Adequacy Ratio : Even though RBI stipulates 9% CAR for commercial banks, for co-operative banks it is 7%. CRAR= Capital / Total Risk Weighted Assets *100 Table No: 4.1 Showing Capital Adequacy Ratios Year 2009-10 2010-11 2011-12 2012-13 2013-14 Percentage 9.64 9.82 9.99 8.24 6.56 Chart No: 4.1 Showing Capital Adequacy Ratios INTERPRETATION: The SCDCC bank has been maintaining a capital adequacy ratio above the prescribed

Toghrul Khalafov A4080865 togrul.khalafov@gmail.com Risk Management Report Bluehill Bank Written Coursework Assignment Ratio analysis is the best way of analysing the company’s financial wealth and position. It helps to understand the crucial financial figures of an entity pointing to weak and possibly risky parts of its finance. Using the results of the analysis managers can strengthen the financial position by determining and eliminating possible risks related to credits, operations

Federal funds sold and securities borrowed or purchased under agreements to resell Trading account assets Investments Total loans, net Liability Total deposits Short-term borrowings Long-term debt Equity Common stock Additional paid-in capital Retained earnings Income Statement Income Total revenue Total provisions Total operating expenses Net income These are primary line items because of they are either great in amount or great in significance (Referred to as key performance

.......... 28 3.1 3.2 AIA Vietnam profile ........................................................................................ 28 The CAMEL approach to bank analysis on Bank X........................................ 28 3.2.1 Bank X’s Capital Adequacy ......................................................................... 29 3.2.2 Bank X’s Asset Quality ................................................................................. 30 3.2.3 Bank X’s Management ........................

The ROAA is the ratio of net incomes to average total assets stated in percentage. The ROAA reveals the bank’s management ability to generate incomes from the bank’s assets. It also gives indication on how effective the assets of the bank are utilized in generating revenues as well as the operational performance of banks (Jahan, 2012). In the literature, ROAA has been accounted to be the main measure of profitability. Golin and Delhaise (2013) pointed out, the ROAA is a very key ratio in

I. EXECUTIVE SUMMARY The project brings out various aspects of working capital management and the means to get it financed from banks. It starts with explanation of the concept of working capital, description of working capital cycle, management and financing of working capital. This is supplemented by a brief explanation of the working capital financing of M/s Paras Organics Private Limited. It should be noted that business transactions are generally carried on credit with a number of days elapsing

Banking: Theory & Practice FINA3304: 2015 Group Assignment Task 1: Basel III – Capital adequacy Basel III consists of a comprehensive set of reform measures intended to improve the regulation, supervision and risk management of the banking sector (APRA 2013). Being developed mainly in response to the credit crisis of 2007, it requires banks to maintain adequate leverage ratios and meet certain capital requirements. Basel III builds on the basis of previous Basel I and Basel II and is