Data Analysis Research Report

method projected that Super would have a return of 34%. The last approach was a fully

Although this investment class can be considered the most conservative of the three, the low yield of government bonds in the past 10 years does not lend a comparative metric against many other investment opportunities (Jacobs, 2012). The fixed rate of these instruments allows for a guaranteed return, but should only be utilized at a point in an investing cycle when risk is higher than potential income growth. The 25% allocation that is invested in this class is positioned to provide a long term guaranteed investment, with the possible that these lower rates will not rise significantly in the next few years.

The lower the risk that is associated with an investment, that investment usually has a potential for lower returns. Conversely, if there are high levels of risk associated with an investment, and in turn a potential for a higher return.

During the course of English 102 this semester, I analyzed, questioned, and made critical connections between sources by using my research, my sources, interpretation, analysis, and critique. Upon entering the class, I didn’t understand what an inquiry-based research essay was, and I didn’t see the distinction between this inquiry-based research project and other types of research I have done. However, through several modifications and suggestions from my classmates, instructor, and the Writing Center, I now understand what inquiry is, and how to employ it.

169.5cm was left in the data set as it cannot be classified as an outlier. 24cm however was taken out as it is not possible to have a waist of 24cm without people in hospital

In comparing the future values between Meg and Jo’s superannuation funds, the longer time period of Jo’s personal contribution resulted in a greater change when increasing the percentage contribution. For example, the difference between the 2% and 4% to the future value in Meg’s superannuation account is of approximately $46,135, while Jo’s future value increases significantly to approximately $88,778. This difference is accredited to the longer personal contribution made by Jo. As such, personal contributions made to a superannuation fund in the initial stages and over a large time period are recommended to maximise a retirement payout.

Qualitative data collection method is the method I would use to answer my research question: How does text messaging effect teen literacy? I would choose this method over quantitative because qualitative methods are lead with first-hand observations for a wide range of behaviors. The hypothesis is broad and looks to describe the entire picture. It helps us to understand the world we live in and explains why things are the way they are. This type of research is primary gathering information for the early stages of a question. One of the major reasons for doing qualitative research is to become more experienced with the phenomenon you are interested in.

As indicated by the case study S&P 500 index was use as a measure of the total return for the stock market. Our standard deviation of the total return was used as a one measure of the risk of an individual stock. Also betas for individual stocks are determined by simple linear regression. The variables were: total return for the stock as the dependent variable and independent variable is the total return for the stock. Since the descriptive statistics were a lot, only the necessary data was selected (below table.)

This research has important implications for Buy and Maintain fixed income investing. While there are many more attributes to take into account when choosing fixed income securities (multiple issues per issuer based on tenor, subordination, etc.), each fixed income security has arguably less idiosyncratic factors driving its return than an equivalent equity security. When building a Buy and Maintain portfolio that is resilient to various economic environments and stages of the business cycle, one must therefore draw from the entire global fixed income market; and, the global bond universe is huge. But how many issuers are needed to achieve a well diversified Buy and Maintain portfolio?

Based on the figures presented above, Figure 1 and 2, it is clear that the sample data of OSPW exposed ducks is clearly normally distributed. With respect to Figure 1, it is evident in both boxplots that there are no outliers in the data and that the data is mostly symmetrical. With respect to the quantile-quantile plots, a linear relationship is evident in Figure 2 (left) for the OSPW exposed ducks, outlined by the quantile-quantile line. Such linearity demonstrates that this sample data is normally distributed. Similarly, for the OSPW unexposed ducks, it is also evident that the sample data follows a normal distribution for more the most part although less than the OSPW exposed group. As a result, this normally distributed data meets

The research methodology that was used is a descriptive research format. First twenty-five scholarly sources were read, analysed, and annotated. Then, an interviewed was conducted with Dr. Eileen Appelbaum, who is an expert on paid family and medical leave policies in the United States. The main data collection method was through meta-analysis. Four scholarly journals were reviewed and analysed in order to come to synthesizing conclusions that support the thesis. The interview with Dr. Appelbaum allowed for a deeper understand how paid leave is implemented at the state level, the meta-analysis of the journals enabled the researcher to draw conclusions from the research and conclusions of other related studies.

For the tertiary sector superannuation fund is calculated based on benefit plan and investment choice plan. This scheme is started by Australian Government to diminish the load as of social safeguard system. The Unisuper Limited which is the biggest industry based on retirement fund, provides services to the tertiary education division, is situated in Australia. Another development plan of Superannuation fund is very significant to raise various options for retirement plan products and services. In Unisuper Limited, it provides two types of plans and those are benefit plan and Investment Choice Plan (Kristjanson-Gural, 2008).

Indro et al. (1999) became a pioneer in the field on dividing the type of fund managers, separate analysis open-end fund managers. They argue that if the fund’s profit is lower than the average at the same time, it will face great difficulties in attracting new investors and keeping mature investors. Niessen-Ruenzi and Ruenzi (2006) found that male fund managers tend to risky investment style, conversely

The above graph is used to represent a high and a low risk investment. As it describes, a high-risk investment may at first seem to be a very bad investment, but will become a high return investment after a short time. However, for a low risk investment, there will also be positive returns, but not so significant, as those of a high-risk investment.

There has been a number of studies done on the Mutual funds and Equity holdings of a company but very little research has been done on the mutual funds using Active Share method. The research focusses on the KiwiSaver funds which is the superannuation scheme provided by private service providers but put into use by the government of New Zealand. The paper studies the returns of the KiwiSaver funds from the time period of 2010 till the recent update of 2015. It will be done against the benchmark indices of the equity holdings in the respective KiwiSaver funds to understand the most profitable schemes out of the different schemes available in the market.