Healthcare Ethical Issues

In 2010, a Patient’s Bill of Rights was put into place to protect consumers from the worst abuses of the insurance industry, such as prohibiting denying coverage of children based on pre – existing conditions and regulating annual limits on insurance coverage. In 2011, those with Medicare were able to get key preventive services for free and they were given discounts on brand name drugs. In 2012, Accountable Care Organizations helped doctors and health care providers work together to deliver better care. Examples of this include reducing paperwork and administrative cost and encouraging integrated health systems. In 2013, open enrollment in the Health Insurance Marketplace began on October 1st. In 2014, all Americans were given access to affordable health insurance options. These options include, making care more affordable and increasing the small business tax credit. In 2015, physicians were paid on value not volume meaning that physicians that provide a higher value of care will receive higher payments than those who provide lower quality care. In simpler terms, the key features of the ACA are free preventive care, protecting against health care fraud, small business tax credits, health insurance marketplace, consumer assistance, Rx discounts for seniors, and prohibiting denying coverage based on pre – existing conditions (Assistant Secretary for Public Affairs,

The Affordable Care Act was signed into law by President Barack Obama on March 23, 2010. The Affordable Care Act also nicknamed as “ObamaCare” faced huge amounts of adversity and challenges on its way to being ratified and upheld by the Supreme Court. Some of these arguments highlight the disadvantages of free social services, the escalating federal deficit, and the altering the healthcare industry’s landscape completely. Healthcare is generally defined as providing for the wellbeing of a personal through medical services. In America, all services come with a price, and healthcare has become an industry that is nearly only about the money and less about the patient. Needless to say, the quality of care that a patient receives is almost

The Health Care Reform Act was designed to benefit the citizens of the United States. Thanks to the Affordable Care Act, 3.1 million more young adults have health insurance on their parent’s plan, three million seniors have received a 50 percent discount on their prescription drugs, and millions of Americans now have access to no-cost preventive services to help them stay healthy. Abusive insurance practices are becoming a thing of the past. Additionally, the Affordable Care Act helps small businesses with the cost of providing health insurance for their employees and helps doctors and other health providers care for their patients more effectively. (http://www.whitehouse.gov/healthreform/relief-for-americans-and-businesses)

In 2010, following much controversy, the Affordable Care Act (ACA) was deemed constitutional by the Supreme Court and signed into law. (Aoughsten, Johnson, Kuruvilla, & Bionat, 2015). Though this law is still relatively new, the public is reeling for a report on its effects on healthcare so far. The ACA is projected to reduce the uninsured rate by approximately 26 million by the year 2017, but people hunger for the effects on costs, the quality of their care, and any implications on their current healthcare situation (Blumenthal & Collins, 2014). The ACA strives to improve the overall healthcare system and create a patient-centered structure (Yuh, Dall’Era, Penson, & Evans, 2015). These goals have shifted the idea of healthcare we have always had in the United States and allowed healthcare to be focused on the patient as a whole and not just the disease they have. The Affordable Care Act should be continued as the United States healthcare

Charles, the Affordable Care Act (ACA) was intended to correct the historical issues related to cost and access in the health care system in America (Pagel, Bates, Goldmann & Koller, 2017). The ACA was an attempt by the US government to ensure access to health insurance was available for more Americans. The historical role of the government in health care prior to the ACA had been that the government should only have a little involvement in the delivery and reimbursement of services with respect to having a role in policy making for the protection of the public’s health (Williams & Torrens, 2008). The role of government involvement has changed through the Medicare and Medicaid government programs. Today, these programs have the

The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that pre-existing conditions can no longer be turned away from insurance companies, contraception is free, preventative care screenings come at no cost to the insured no matter the insurance plan, and there is a cap to

The Affordable Care Act (ACA), also known as Obamacare, was signed into law in 2010. The goal of the ACA is to provide affordable health insurance coverage for all Americans. The ACA was also designed to protect Americans from insurance company schemes that may increase patient costs or restrict care. Millions of Americans have benefitted by receiving insurance coverage through the ACA, especially those who are unemployed or have low-income jobs. Some could not afford insurance because they could not work due to a disability or family obligations. Others could not get health insurance because of pre-existing medical conditions. “More than 45 million Americans are uninsured, and as a result, they experience increased morbidity and mortality”

The Affordable Care Act (ACA) is a complex federal law that affects health system of the United States in every aspect. ACA goals is to improve quality of healthcare; increase access, and to stabilize and possibly reduce the cost of the healthcare services. ACA provisions include, but not limited to, expansion of Medicaid to all individuals less than 65 years of age whose income is 133% of the Federal Poverty Line (FPL) or below; created Consumer Operated and Oriented Plan a nonprofit, member-run health insurance companies in all 50 states; prohibits existing health insurers to deny coverage due to preexisting conditions; allows states to create a Basic Health Plan for individuals without health insurance and income range of 133-200% FPL; improves prevention services by requiring health plans to include basic preventive coverage without cost-sharing; improve access to health care by providing additional funds for community based health centers and other community based organizations(Knickman, Kover, 2015. Pp344-361). Every provision of ACA will bring significant change to every area of the healthcare and, as a result, changes in access, quality, and cost. These 3 components of the healthcare system are intertwined and change in one will cause the change in the others.

“The Patient Protection and Affordable Care Act was signed into law March 23rd, 2010 and upheld by a Supreme Court ruling on June 28, 2012” (Obama Health Care Summary n.d., para. 2). Before the law, insurance companies were able to pick and choose whom they gave coverage to and premiums would hit the rooftop for the policyholders. This worked in favor of the big insurance companies, but not for the American families. The law makes insurance affordable to all. As described in the Obama health care summary, under the law health insurance companies can no longer put a lifetime cap on essential health benefits. The law also provides a wide range preventive care services to customers for free. According to Obama health care summary, 54 million Americans got at least one free preventive care service, which is huge increase in number and ensures Americans that the law in fact provides what is promises in terms of preventive services. Before the law, big insurance companies used premiums for company overhead CEO salaries, but the law requires the customers get more value for their premium. As

The Patient Protection and Affordable Care Act (ACA) was signed into law in 2010. The ACA is considered the most expansive healthcare reform legislation in the United States since the formation of Medicaid and Medicare in 1965 (Berg & Dickow, 2014). The creation of the ACA ushered in a new progression for the United States healthcare system that put an emphasis on preventive services and primary care (Berg & Dickow, 2014). The ACA also aided in the public problem of the being uninsured in this country. It worked to provide insurance coverage to millions within the United States who are currently uninsured. The ACA is also working to combat the problem areas within the current healthcare system that are of need of modification so that the consumer needs for safe care and improved health outcomes are met (Berg & Dickow, 2014). The Patient Protection and Affordable Care Act’s goals are to the address many different components of reform. It addresses implementing ways for quality, affordable health care for all Americans, the role of pubic programs, enhancing the quality and efficiency of health care, the prevention of chronic disease as well as improving public health, the health care workforce, improved transparency and program integrity policies, improve the access to innovative medical therapies, community living assistance services and supports, and lastly, revenue provisions (Berg & Dickow, 2014).

This itself in a benefit to America as a whole. With the Affordable Care Act, a greater number of people can receive medical attention to fulfill their needs, when compared to the number of patients that received medical care prior to the act. Dr. Gail R. Wilensky estimates in her New England Journal of Medicine article, “The Shortfalls of “Obamacare”, that the ACA will grant nearly 30 million uninsured people with health coverage through expanded Medicaid, a health care program established by Congress in 1965 to provide medical care to the poor and uninsured, private insurance, or incoming state insurance (Wilensky 2012). Thusly, each of these people can obtain the treatment they need at moderate rates that they used to have an arduous time affording. Moreover, ObamaCare policy for widespread health care has the capacity to save more

The debate regarding government involvement in the health care industry often centers on issues such as quality and cost of care versus the lack of care for the millions who fail to qualify for government assistance, are turned away by private insurance due to chronic illness or other factors, or who work for employers who do not provide health insurance and cannot afford to purchase it alone. To help with this President Obama signed the Affordable Care Act (ACA) in March 2010 to help ensure that all Americans were able to obtain some form of health care insurance (The Affordable, n.d.). The ACA requires private businesses to offer health insurance to employees or to pay a tax that will then be used by the government to create a pool for Americans who are uninsured to be able to purchase health insurance at an affordable rate (The Affordable, n.d.). Because ACA also requires individuals to purchase many states have filed cases asking courts to declare the ACA unconstitutional. While this issue has not yet been decided, the role of government in the health care industry is likely to change in the coming decades.

The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that insurance companies can no longer deny individuals with pre-existing conditions, contraception is free, preventative care screenings come at no cost to the insured regardless of the insurance plan, and there is a cap to what they can make you pay out of pocket in deductible plans. These alterations to health care laws are headed in the right direction, but there are two sides to this coin. With great change, comes great cost and there will be many financial side effects that come from this reform.

The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that insurance companies can no longer deny individuals with pre-existing conditions, contraception is free, preventative care screenings come at no cost to the insured regardless of the insurance plan, and there is a cap to what they can make you pay out of pocket in deductible plans. These alterations to health care laws are headed in the right direction, but there are two sides to this coin. With great change, comes great cost and there will be many financial side effects that come from this reform.

The Patient Protection and Affordable Care Act (ACA), signed into law on March 23, 2010, represent a landmark in the U.S. health policy.1 The ACA is the most comprehensive reform experienced by the U.S. health system. The individual insurance market has been transformed by this reform which mandates residents to have health insurance, expands public insurance and reduces the cost of private insurance plan and reduces and reorganizes spending under the nation’s largest health insurance plan, Medicare.2 Persistent challenges relating to access, affordability and quality of care in the U.S. health care system has been resolved by the ACA.3