which of the following statements is correct about the life and health a. It guarantees that anyone can buy life and health insurance b. it is funded by insurance companies through assessments c. it guarantees that premiums will not be increased d. it is limited to guarantees or policies of $1,000,000
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- The difference between expected payoff under certainty and expected payoff under risk is the expected: O A. value of perfect information OB. rate of return OC. monetary value D.net present value O E. profitOA OB ts is CORRECT about a Business Income Coverage Form? It must be written on a Special Form It provides coverage for losses that occur up to 30 days after the policy expires. It provides coverage for income interruption at any location owned by the insured. It provides coverage for income interruption from physical damage only at the location describeLike Term Life Insurance, there are several variations of Permanent Life Insurance. Let's focus on the two most popular: Whole life insurance, and Universal life insurance. Select the aspect on which the policies generally differ. Cash value account (i.e. for funding future premiums) Management of the cash value account Death benefit (i.e. insurance payout) Renewability
- A. Inherent vice includes real vice True False B. The health plan bears the risk at all times for medical cost under insurance plans True False$ To the Internal Revenue Service (IRS), the reasonableness of total itemized deductions depends on the taxpayer's adjusted gross income. Large deductions, which include charity and medical deductions, are more reasonable for taxpayers with large adjusted gross incomes. If a taxpayer claims larger than average itemized deductions for a given level of income, the chances of an IRS audit are increased. Data (in thousands of dollars) on adjusted gross income and the average or reasonable amount of itemized deductions follow. Adjusted Gross Income Itemized Deductions ($1,000s) 22 ($1,000s) 9.6 27 9.6 32 10.1 48 11.1 65 11.5 85 19.7 120 25.5 (a) Develop a scatter diagram for these data with adjusted gross income as the independent variable. 30- 25 20 15 Itemized Deductions ($1,000s) 10 5- 0 20 40 60 80 100 120 140 Adjusted Gross Income ($1,000s) thousand Itemized Deductions ($1,000s) 30 25 20 15 10 · . 5 0 20 40 60 80 100 120 140 Adjusted Gross Income ($1,000s) Itemized Deductions ($1,000s)…Which item of personal property is not excluded under Coverage C of the Dwelling Program? A: Credit card or fund transfer card loss in any amount when stolen. B: Manuscripts. C: Animals, birds or fish owned by the insured. D: Mausoleums owned by the insured.
- which of the following tees protects both lenders and harebuyers against loss or damage occurring from licensed cumbrances or defects in the ownership of a property? A) Title fee B) Title insurance C) Mortgage insurance premium D) Private mortgage insurance (PI) 5:10 PM113 A balloon payment can be risky for a consumer if the property value falls or: A) the consumer falls to maintain the property. B) the consumer has had more than two x 30- day late payment. C) the consumer's financial condition declines. D) the consumer's credit score drops below the score used to approve the loan.why and how can guaranteed issue (cannot be denied insurance due to pre-existing conditions)
- Identification. Write the correct answer in each statement. 1. A check merely drawn and recorded but not given to the payee before the end of the reporting period. 2. A check drawn, recorded, and already given to the payee but it bears a date subsequent to the end of reporting period.3. Two accounts having equal or same balances that when one account is debited, the other account is credited or vice versa. 4. These are items not representing deposits credited by the bank to the account of the depositor but not yet recorded by the depositor as cash receipts.5. These are checks deposited but returned by the bank because of insufficiency of fund.6. Examples of these are bank service charges, technically defective checks, and NSF checks.7. A document prepared by the bank detailing the transaction history of the account over the reporting period.8. A document or instrument evidencing time deposit.9. A bank account where the depositor is given a passbook upon the initial deposit.10. A bank…In this Harvard Business Review (HBR) article entitled, "How to Finance the Scale-Up of Your Company" written by Daniel Isenberg and Daniel Lawton, the authors provide practical ways to ensure your business has sources of financing, especially when scaling-up your business. https://hbr.org/2014/08/how-to-finance-the-scale-up-of-your-company INSTRUCTION: Prepare a Reaction Paper called Reading Reflection Memo (RRM). READING REACTION MEMO FOR THIS ARTICLE: The reading reaction memo after reading the article above should: (a) compare and contrast key points that strike you from the reading(s); (b) evaluate the arguments and evidence on the point(s) you cover, identifying what was insightful, mundane, unclear, incomplete, contradictory, etc.; and (c) conclude with 3-4 questions for class discussion. The reaction memo should not merely summarize the reading(s) you consider, but it should also demonstrate an active engagement with the point(s) you select to focus on, including how it (they)…Risk retention involves... /-చ్ ఆరి Select one: a. assuming the cost of an uninsurable risk b. the possibility of loss or gain C. self-insuring in the event of incurring uninsurable risk d. stopping the activity that involves risk of loss e. buying insurance